# Quillfield Business Funding > Quillfield Business Funding is a small-business funding broker at 126 W South St, Kalamazoo, MI 49007 (phone (269) 299-4657). It helps businesses in Kalamazoo, MI; Portage, MI; Galesburg, MI; Richland, MI; Plainwell, MI; Vicksburg, MI; Mattawan, MI and across Kalamazoo County, Michigan, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Quillfield Business Funding connects you with lending partners; partners make credit decisions and set rates and terms. Quillfield Business Funding is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Quillfield Business Funding does not arrange personal, payday, auto title, mortgage, farm or trucking funding, does not arrange SBA loans itself, and does not offer grants. Key facts: - Business type: small-business funding broker (not a lender) - Address: 126 W South St, Kalamazoo, MI 49007, United States - Phone: (269) 299-4657 - Apply: https://quillfieldbusinessfunding.com/apply/ - Service area: Kalamazoo, MI; Portage, MI; Galesburg, MI; Richland, MI; Plainwell, MI; Vicksburg, MI; Mattawan, MI and all of Kalamazoo County, Michigan - Language: English ## Funding options - [Compare Business Funding Options in Kalamazoo, MI](https://quillfieldbusinessfunding.com/business-loans/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, compares six options for Kalamazoo County owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances, which are not loans. Each is set out by repayment, typical use and what lending partners review; partners decide and set terms. - [Kalamazoo, MI Working Capital Financing: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/business-loans/working-capital/): Working capital financing is short-term funding for a business's running costs, such as payroll, rent and supplier invoices, typically repaid in fixed installments over a matter of months. Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, helps Kalamazoo County owners measure the gap and presents it to lending partners, which decide and set rates and terms. - [Kalamazoo, MI Business Term Loans: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/business-loans/term-loans/): A business term loan is a single lump sum repaid in scheduled installments over a set term, usually used for expansions, build-outs and larger purchases. Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, helps Kalamazoo County owners prepare a term-loan request and sends it to lending partners, which decide and set rates and terms. - [Kalamazoo, MI Business Lines of Credit: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/business-loans/line-of-credit/): A business line of credit is an approved limit a company can draw on as needed, paying interest only on the balance it has drawn. Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains revolving and non-revolving lines to Kalamazoo County owners and sends requests to lending partners, which decide and set rates and terms. - [Kalamazoo, MI Inventory Financing: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/business-loans/inventory-financing/): Inventory financing is business funding used to buy stock for resale, usually secured by that stock and paid down as it sells or on a schedule. Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains how it works for Kalamazoo County retailers and wholesalers and routes requests to lending partners, which decide and set rates and terms. - [Kalamazoo, MI Equipment Financing and Leasing: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/equipment-financing/): Equipment financing funds the purchase or lease of business equipment, from ovens and dental chairs to lifts and contractor vehicles, usually secured by the equipment itself. Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains loans, leases and finance agreements to Kalamazoo County owners and routes requests to lending partners, which decide and set terms. - [Kalamazoo, MI Merchant Cash Advances: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/merchant-cash-advance/): A merchant cash advance is not a loan: a funder pays a business a lump sum in exchange for a fixed amount of its future receipts, collected as a share of sales or by set debits. Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains holdbacks, reconciliation and total cost to Kalamazoo County owners before any offer is signed. ## Industries - [Business Financing by Industry in Kalamazoo, MI](https://quillfieldbusinessfunding.com/industries/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains funding options by sector for Kalamazoo County owners: construction, restaurants, medical and dental practices and retail. Each sector page uses Census counts for the county. Quillfield is a broker, not a lender; lending partners make credit decisions and set rates and terms. - [Kalamazoo, MI Contractor and Construction Financing: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/industries/construction/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains contractor financing to Kalamazoo County builders and trades: equipment financing, lines of credit and working capital for payroll before a draw. The county had 434 construction employers in 2023 (Census CBP). Quillfield is a broker, not a lender; partners decide and set terms. - [Kalamazoo, MI Restaurant and Food Service Financing: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/industries/restaurants/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains restaurant financing to Kalamazoo County owners: kitchen and POS equipment, remodels, working capital and lines of credit. The county had 517 food service and drinking place employers in 2023 (Census CBP). Quillfield is a broker, not a lender; partners decide and set terms. - [Kalamazoo, MI Medical and Dental Practice Financing: A Practical Guide for Kalamazoo County, MI Owners](https://quillfieldbusinessfunding.com/industries/medical-dental/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains medical and dental practice financing to Kalamazoo County owners: clinical equipment, office fit-outs, payroll while claims are paid, and buy-ins. The county had 500 ambulatory health care employers in 2023 (Census CBP). Quillfield is a broker, not a lender; partners decide and set terms. ## Guides and calculators - [Business Funding Guides and Calculators for Kalamazoo, MI Owners](https://quillfieldbusinessfunding.com/resources/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, publishes guides for Kalamazoo County owners on getting a business loan in Michigan, the Michigan sales tax license, assumed names and local licenses, free local help, and a loan payment estimator. Guides are general information; lending partners make every credit decision and set terms. - [How to Get a Business Loan in Michigan: A Kalamazoo County, MI Checklist](https://quillfieldbusinessfunding.com/resources/how-to-get-a-business-loan-in-michigan/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, sets out how to get a business loan in Michigan: register the business, open separate accounts and tax registrations, gather the records partners review, and choose the right structure. Lending partners make every credit decision and set rates and terms; no step guarantees approval. - [Michigan Sales Tax License: Apply, Look Up and Renew Before a Funding Request](https://quillfieldbusinessfunding.com/resources/michigan-sales-tax-license/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains the Michigan sales tax license for Kalamazoo County sellers: applying, finding the license number, verifying a buyer's status and keeping the registration current before a funding request. Official rules come from the state; lending partners make every credit decision and set terms. - [Free Small Business Help in Kalamazoo, MI and Kalamazoo County, Michigan](https://quillfieldbusinessfunding.com/resources/kalamazoo-county-small-business-resources/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, lists free small business help for Kalamazoo County owners: advising, state registration and tax offices, city and county contacts, the chamber, economic development and the SBA. Quillfield has no affiliation with any of them; lending partners make every credit decision and set terms. - [Assumed Names and Local Licenses in Kalamazoo County, Michigan: What to File Before You Apply](https://quillfieldbusinessfunding.com/resources/kalamazoo-county-assumed-name-and-local-licenses/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, explains assumed names (DBAs) and local licenses for Kalamazoo County owners: which level of government handles which filing, name searches, renewals, and why names must match before a funding request. Official rules come from each office; lending partners make every credit decision. - [Business Loan Payment Estimator for Kalamazoo, MI Owners](https://quillfieldbusinessfunding.com/resources/business-loan-payment-estimator/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, offers a free business loan payment estimator: enter an amount, rate and term to see the monthly payment, total interest and total repaid. Results are arithmetic, not offers, and lending partners make every credit decision and set rates and terms. ## Areas served - [Funding a Business in Kalamazoo, MI: Kalamazoo County, MI by the Numbers](https://quillfieldbusinessfunding.com/kalamazoo-mi/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works with owners across Kalamazoo County. The county had 5,704 employer establishments in 2023, 45.2 percent with fewer than five employees, and retail trade had the most establishments (Census CBP 2023). Quillfield is a broker, not a lender; partners make credit decisions and set terms. - [Communities We Serve in Kalamazoo County, MI](https://quillfieldbusinessfunding.com/service-areas/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works by phone and online with owners in Kalamazoo County and nearby towns, including Portage, Galesburg, Richland, Vicksburg, Plainwell and Mattawan. It has one address, 126 W South St; it is a broker, not a lender, and lending partners make every credit decision. - [Business Funding for Portage, MI Businesses](https://quillfieldbusinessfunding.com/service-areas/portage-mi/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works by phone and online with owners in Portage, MI, in Kalamazoo County. ZIP 49002 had 789 employer establishments in 2023, led by retail with 157 (Census ZBP). Quillfield is a broker, not a lender; lending partners make credit decisions and set rates and terms. - [Business Funding for Galesburg, MI Businesses](https://quillfieldbusinessfunding.com/service-areas/galesburg-mi/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works by phone and online with owners in Galesburg, MI, in Kalamazoo County. ZIP 49053 had 132 employer establishments in 2023, with construction and retail tied for the most (Census ZBP). Quillfield is a broker, not a lender; lending partners make credit decisions and set terms. - [Business Funding for Richland, MI Businesses](https://quillfieldbusinessfunding.com/service-areas/richland-mi/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works by phone and online with owners in Richland, MI, in Kalamazoo County. ZIP 49083 had 178 employer establishments in 2023, 56.7 percent with fewer than five employees (Census ZBP). Quillfield is a broker, not a lender; lending partners make credit decisions and set terms. - [Business Funding for Plainwell, MI Businesses](https://quillfieldbusinessfunding.com/service-areas/plainwell-mi/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works by phone and online with owners in Plainwell, MI, in Allegan County. ZIP 49080 had 314 employer establishments in 2023, led by retail with 50 (Census ZBP). Quillfield is a broker, not a lender; lending partners make credit decisions and set rates and terms. - [Business Funding for Vicksburg, MI Businesses](https://quillfieldbusinessfunding.com/service-areas/vicksburg-mi/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works by phone and online with owners in Vicksburg, MI, in Kalamazoo County. ZIP 49097 had 171 employer establishments in 2023, with construction the largest sector at 39 (Census ZBP). Quillfield is a broker, not a lender; lending partners make credit decisions and set terms. - [Business Funding for Mattawan, MI Businesses](https://quillfieldbusinessfunding.com/service-areas/mattawan-mi/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works by phone and online with owners in Mattawan, MI, in Van Buren County. ZIP 49071 had 190 employer establishments in 2023, 61.6 percent with fewer than five employees (Census ZBP). Quillfield is a broker, not a lender; lending partners make credit decisions and set terms. ## Company - [Business Funding Broker in Kalamazoo, MI, Serving Owners Across Kalamazoo County](https://quillfieldbusinessfunding.com/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, lends none of its own money. From 126 W South St it helps Kalamazoo County owners compare working capital, term loans, credit lines, inventory and equipment financing and merchant cash advances, then routes each request to lending partners that decide and set the terms. - [How Business Funding Works With a Kalamazoo, MI Broker](https://quillfieldbusinessfunding.com/how-it-works/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, works in four steps: a call about purpose and repayment, matching the purpose to a funding type, a lending partner's review and decision, and your own choice on any offer. The broker does not lend; partners make credit decisions and set rates and terms. - [Business Funding Questions From Kalamazoo, MI Owners](https://quillfieldbusinessfunding.com/faq/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, answers common questions from Kalamazoo County owners: who decides, how funding can be used, LLCs and personal loans, merchant cash advances and local registration. Quillfield is a broker, not a lender; lending partners make credit decisions and set rates and terms. - [Request Business Funding Options in Kalamazoo, MI](https://quillfieldbusinessfunding.com/apply/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, starts every request with a short form for name, email, phone, business name and three range picks, followed by a phone call about what the funding is for. Sending the form commits you to nothing; lending partners make every credit decision and set rates and terms. - [About Quillfield Business Funding, a Business Funding Broker in Kalamazoo, MI](https://quillfieldbusinessfunding.com/about/): Quillfield Business Funding is a small-business funding broker at 126 W South St in Kalamazoo, Michigan. It is a broker, not a lender: it explains six funding options to Kalamazoo County owners and introduces requests to lending partners, which make credit decisions and set rates and terms. It does not arrange consumer, farm or trucking funding. - [Contact Quillfield Business Funding in Kalamazoo, MI](https://quillfieldbusinessfunding.com/contact/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, is at 126 W South St, Kalamazoo, MI 49007, phone (269) 299-4657. Owners call the number or send the short form and receive a call back. Quillfield is a broker, not a lender; lending partners make credit decisions and set rates and terms. - [Broker Disclosures for Quillfield Business Funding, Kalamazoo, MI](https://quillfieldbusinessfunding.com/disclosures/): Quillfield Business Funding, a small-business funding broker in Kalamazoo, Michigan, is a broker, not a lender: it introduces business funding requests to lending partners, which make credit decisions and set rates and terms. A merchant cash advance is not a loan. This page explains the broker relationship, information sharing and consent to calls and texts. ## Optional - [Full text of every page](https://quillfieldbusinessfunding.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://quillfieldbusinessfunding.com/sitemap.xml)